Sex with a foid you find attractive is much better than sex with grotesque whales (unless you find whales appealing )Psychological payment for sure. I can quit my job and live in a tent, a guy with obligations still has to pay as the government/her brothers will come after him.
But objectively my collegue might get sex twice a week with a woman he is attracted to, vs once a month on a strict time limit for me.
In some rare cases, foids actually help out with the rent and are even responsbile with their spending as such it can even be cheaper vs a bachelor living alone, but such foids are very rare.
So his cost per fuck is far lower.